Regulatory Expansion Without Relief: A Critical Analysis of the Insurance and Pensions Commission Amendment Act, 2026 and Its Implications for Zimbabwe’s Financial Services Sector

By Nobert M. Phiri

Abstract

The enactment of the Insurance and Pensions Commission Amendment Act, 2026 marks a significant recalibration of Zimbabwe’s insurance and pensions regulatory framework. Building on the proposals contained in the 2024 Amendment Bill, the Act introduces wide-ranging reforms aimed at strengthening governance, expanding regulatory oversight, and enhancing consumer protection

Read more

Embedding Fair Treatment of Customers: Lessons from Namibia for Zimbabwe’s Financial Sector

Staff Writer

Zimbabwe’s financial sector must place consumer trust and fair treatment at the centre of insurance and pension reforms if it is to deepen financial inclusion and restore confidence in long-term savings, industry expert has said.

Speaking at the recent Insurance and Pensions Symposium hosted by the Insurance and Pensions Commission (IPEC), Erna Motinga, deputy chief executive for prudential

Read more

From Capital Allocation to Impact: Why Zimbabwe Must Unlock Pension and Insurance Assets

Staff Writer

Zimbabwe’s pension funds and insurers could play a much bigger role in financing infrastructure, housing, industry and productive sectors if the right reforms are put in place, global pensions expert, Fiona Stewart from the World Bank has said.

Speaking at an Insurance and Pensions Symposium hosted by the Insurance and Pensions Commission (IPEC) last month, Stewart said insurance companies

Read more

Government, stakeholders convene over fuel price shock: Fuel price hike implications for insurers and pension funds

Staff Writer

Government, business leaders and consumer representatives will meet this week to deliberate on Zimbabwe’s escalating fuel price pressures, amid growing concern over the knock-on effects on inflation, household welfare and broader economic stability.
The tripartite dialogue, organised by the Consumer Council of Zimbabwe (CCZ), is scheduled for March 26 in Harare and is expected

Read more