Insurance Regulatory Reform in Zimbabwe: Solvency, Governance, Compliance and Risk Management under Statutory Instrument 44 of 2026

Takudzwa Mashingaidze and Nobert M. Phiri

The promulgation of Statutory Instrument 44 of 2026 – Insurance (Amendment) Regulations, 2026 (No. 29), which came into effect on 27 February 2026, marks a significant development in the prudential regulation of Zimbabwe’s insurance sector. The amendments introduce a more robust framework governing capital adequacy, solvency, corporate governance, risk

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