Munich – Worldwide, natural disasters caused losses of US$320bn in 2024 (2023, adjusted for inflation: US$268bn), of which around US$ 140bn (US$106bn) were insured. The overall losses and, even more so, the insured losses were considerably higher than the inflation-adjusted averages of the past ten and 30 years (total losses: US$ 236/181bn; insured losses: US$94/61bn). In terms of insured